Article 1: Identification of the Data Agency
This Privacy Policy defines the rigorous data processing protocols maintained by Dorivo ("the Platform", "we", "us", or "our"), headquartered at Vero Centre, 48 Shortland Street, Auckland 1010, New Zealand. We act as a "Data Agency" under the New Zealand Privacy Act 2020. To ensure absolute data integrity and regulatory compliance, we have appointed a dedicated Privacy Officer reachable at [email protected].
Article 2: Categories of Personal Information Collected
To deliver institutional-grade analytics and maintain a secure environment, we collect information in accordance with the principle of data minimization:
Identity Information: Full legal name, date of birth, nationality, and official government-issued identification required for mandatory Know Your Customer (KYC) and Anti-Money Laundering (AML) verification.
Financial Telemetry: Information regarding source of wealth, digital asset wallet addresses (where applicable), investment horizons, and detailed investor risk profiles.
Digital Footprint & Analytical Interaction: IP addresses, device specifications, geographical routing data, and granular logs of interactions with our predictive interfaces.
Article 3: Legal Basis and Purposes of Collection
In compliance with the Information Privacy Principles (IPPs), our collection and use of information are founded on:
Contractual Necessity: Essential for managing your account and delivering our core analytical services.
Statutory Obligations: Mandatory compliance with the Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) Act 2009.
Legitimate Interests: Required for proactive fraud prevention, network security enhancement, and the optimization of our technical models via anonymized data aggregates.
Authorised Marketing: For the delivery of personalized market insights where you have opted-in, in accordance with the Unsolicited Electronic Messages Act 2007.
Article 4: Advanced Security and Data Sovereignty
Dorivo utilizes enterprise-grade security architecture:
AES-256 Encryption: All data at rest is stored using military-grade encryption protocols.
TLS 1.3 Protocols: All data transmission between the user and our servers is secured via end-to-end encryption.
Cross-Border Transfers: Where data is stored or processed outside of New Zealand, we ensure that the recipient is required to protect the information in a way that, overall, provides comparable safeguards to those in the NZ Privacy Act 2020.
Article 5: Retention and Archiving
We retain your personal information only as long as strictly necessary:
Active Data: For the duration of the contractual relationship.
Statutory Archives: Identity and financial records are retained for a minimum of seven (7) years after the termination of the relationship, in accordance with New Zealand tax and AML statutory requirements.
Article 6: Your Rights and Access
Under the Privacy Act 2020, you have the right to request access to, and correction of, any personal information we hold about you. You may exercise these rights via [email protected]. If you are not satisfied with our response, you have the right to lodge a complaint with the Office of the Privacy Commissioner (OPC).
2. TERMS AND CONDITIONS (CORPORATE FORMAT)
General Terms and Conditions – Dorivo
Version 3.2 – Last Updated: April 14, 2026
Article 1: Applicability and Binding Force
These General Terms and Conditions (hereinafter "Terms") constitute a complete and binding legal agreement between you (the "User") and Dorivo. By accessing https://dorivo-platform.net https://dorivo-platform.net https://dorivo-platform.net or utilizing our services, you expressly, unconditionally, and without reservation agree to these Terms. Dorivo reserves the right to unilaterally modify these Terms to reflect technological or regulatory changes.
Article 2: Nature of Services (Execution-Only)
Dorivo provides an advanced technical infrastructure for market data aggregation, financial visualization, and analytical indicators. 2.1. No Financial Advice: Dorivo acts exclusively as an independent technology and data provider. We do not provide financial advice as defined by the Financial Markets Conduct Act 2013. All data, plans, and signals generated are purely indicative and educational. 2.2. Decision-Making Autonomy: Any financial decision or transaction executed by the User based on information obtained through the Platform is performed at the User’s sole discretion and exclusive risk.
Article 3: Statutory Risk Disclosure
The User explicitly acknowledges and accepts the following fundamental market risks:
Extreme Volatility: Financial markets and digital assets are subject to unpredictable, abrupt, and extreme price fluctuations.
Risk of Capital Loss: All market-related activities carry an inherent risk of partial or total loss of invested capital.
AI & Algorithmic Limits: Historical datasets and algorithmic probabilities offer no guarantee of future profitability.
Article 4: Intellectual Property and Usage Restrictions
The entire infrastructure of Dorivo, including all proprietary data models, source codes, graphical interfaces (UI/UX), and databases, is the exclusive and inalienable property of the Platform. It is strictly prohibited to:
Subject the platform or algorithms to reverse engineering or decompilation.
Utilize automated extraction tools (scrapers, bots) for mass data harvesting.
Misuse the platform for any form of money laundering or market manipulation.
Article 5: Limitation of Liability
To the maximum extent permitted under New Zealand law, including the Fair Trading Act 1986, Dorivo shall not be liable for any direct, indirect, or consequential damages arising from:
Technical downtime, API latency, or inaccuracies in third-party data feeds.
Force Majeure events, including massive cyberattacks (DDoS), national utility failures, or government interventions.
Article 6: Indemnification Clause
The User agrees to fully indemnify and hold harmless Dorivo, its directors, and employees from all claims, losses, and legal costs arising from a breach of these Terms by the User or unauthorized account access.
Article 7: Governing Law and Jurisdiction
This agreement is exclusively governed by and construed in accordance with the laws of New Zealand. Any disputes arising from these Terms that cannot be settled amicably shall be submitted to the exclusive jurisdiction of the courts of Auckland, New Zealand.